Prospectus

On 24th June 2011 BankNordik issued DKK 180m hybrid core capital, ISIN DK0030278643, and DKK 420m subordinated loan capital, ISIN DK0030278726, and on 20 October 2011 BankNordik submitted these bonds for listing on NASDAQ OMX Copenhagen A/S with first day of trading 24 October 2011. Below you find a complete prospectus for each of said issues along with annual reports 2008, 2009 and 2010 for BankNordik's Subsidiaries P/F Trygd, Vörður Tryggingar hf., Vörður Líftryggingar hf. P/F Skyn and P/F Birting (only 2010 Annual Report).

BankNordik's Annual and Interim Reports can be found here and BankNordik's Articles of Associations can be found here.

Prospectus regarding hybrid core capital (available in Danish only)

Prospectus regarding subordinated loan capital (available in Danish only)

BankNordik´s Subsidiaries

Skyn´s annual report 2010 (in Danish)

Skyn´s annual report 2009 (in Danish)

Skyn´s annual report 2008 (in Danish)

Trygd´s annual report 2010 (in English and Faroese)

Trygd´s annual report 2009 (in English and Faroese)

Trygd´s annual report 2008 (in English and Faroese)

Birting´s annual report 2010 (in Faroese)

Vørður líftryggingar hf. Financial Statements 2010 (in English)